VA Loan Rates
Exclusive rates for veterans and active military. Often no down payment required.
Sunday, May 17, 2026
Current Average Rate
10-Week Low
5.94%
10-Week High
6.32%
Rate History
Compare Lender Rates
| Lender | Rate | APR | Points | Est. Payment* | Fees |
|---|---|---|---|---|---|
Veterans United | 6.13% | 6.34% | 0.5 | $1,822/mo | $2,200 |
USAA | 6.00% | 6.26% | 1 | $1,799/mo | $2,800 |
Navy Federal | 6.25% | 6.40% | None | $1,847/mo | $1,600 |
PenFedBest | 5.88% | 6.14% | 1.5 | $1,774/mo | $3,500 |
First Liberty | 6.38% | 6.49% | None | $1,872/mo | $1,400 |
*Based on $300,000 loan amount. Rates are samples for illustration purposes. Actual rates vary.
About VA Loan Rates
Exclusive rates for veterans and active military. Often no down payment required. The current average rate is 6.25%, which has decreased compared to last week.
Over the past 10 weeks, rates have ranged from a low of 5.94% to a high of 6.32%, a spread of 0.38 percentage points.
Rates Are Samples
Rates shown are for informational purposes. Your actual rate depends on credit score, down payment, loan amount, property type, and lender. Always compare multiple offers.
Calculate Your VA Loan Payment
See exactly how today's va loan rates affect your monthly payment, total interest, and affordability.