124 Free Financial Calculators

Financial Calculators

Professional-grade tools for mortgage, loans, investments, retirement, and more. All calculators feature precise formulas and export options.

Mortgage

42 tools

Mortgage Calculator

Calculate monthly mortgage payments with taxes and insurance

Refinance Calculator

Compare refinancing options and potential savings

Amortization Calculator

View detailed amortization schedule with payment breakdown

Extra Payment Calculator

See how extra payments reduce your mortgage term and interest

Mortgage Payoff Calculator

Calculate when your mortgage will be paid off

Biweekly Mortgage Calculator

Calculate savings with biweekly payments vs monthly

ARM Calculator

Analyze adjustable rate mortgage scenarios and rate changes

Balloon Mortgage Calculator

Calculate balloon mortgage payments and final lump sum

Reverse Mortgage Calculator

Estimate reverse mortgage proceeds for seniors

Cash-Out Refinance Calculator

Calculate cash-out refinance options and equity access

Mortgage Points Calculator

Determine if buying mortgage points saves you money

PMI Calculator

Calculate private mortgage insurance costs and removal date

Home Affordability Calculator

Determine how much house you can afford based on income

Rent vs Buy Calculator

Compare the financial impact of renting vs buying a home

Mortgage Balance Calculator

Calculate remaining mortgage balance at any point

Closing Costs Calculator

Estimate closing costs for your home purchase

HELOC Calculator

Calculate home equity line of credit payments and costs

Home Equity Loan Calculator

Calculate home equity loan payments and interest

Second Mortgage Calculator

Calculate second mortgage payments and total cost

Breakeven Refinance Calculator

Find the breakeven point for refinancing your mortgage

Property Tax Calculator

Estimate annual and monthly property taxes

Mortgage APR Calculator

Calculate true mortgage APR including all fees

Closing Cost Estimator

Estimate all closing costs by category

Mortgage Affordability from Rent

Estimate how much house you can afford based on current rent

FHA Loan Calculator

Calculate FHA loan payments with MIP and 3.5% down payment

VA Loan Calculator

Calculate VA loan payments with no down payment for veterans

USDA Loan Calculator

Calculate USDA rural development loan payments

Jumbo Mortgage Calculator

Calculate jumbo loan payments above conforming limits

Interest-Only Mortgage Calculator

Calculate interest-only mortgage payments and total cost

Mortgage Recast Calculator

Calculate new payments after a lump-sum mortgage recast

LTV Calculator

Calculate your loan-to-value ratio and equity position

DTI Calculator

Calculate your debt-to-income ratio for mortgage qualification

Home Sale Proceeds Calculator

Calculate net proceeds from selling your home

Mortgage Comparison Calculator

Compare two or three mortgage loan scenarios side by side

Down Payment Calculator

Calculate how much to save for a down payment

House Flipping Calculator

Calculate potential profit from flipping a house

Rental Property Calculator

Analyze rental property cash flow, ROI, and cap rate

BRRRR Calculator

Buy-Rehab-Rent-Refinance-Repeat investment analysis

Construction Loan Calculator

Calculate construction loan payments and draw schedules

Land Loan Calculator

Calculate land and lot loan payments

Commercial Mortgage Calculator

Calculate commercial real estate loan payments

PMI Removal Calculator

Calculate when you can remove PMI from your mortgage

Loans

22 tools

Loan Calculator

Calculate payments for any loan type

Auto Loan Calculator

Calculate monthly car loan payments and total cost

Student Loan Calculator

Plan student loan repayment with multiple options

Personal Loan Calculator

Calculate personal loan payments and interest costs

Loan Consolidation Calculator

Compare loan consolidation options and savings

Loan Balance Calculator

Calculate remaining loan balance at any payment number

Loan Amortization Calculator

View detailed loan amortization schedule

APR Calculator

Calculate true annual percentage rate including fees

Balloon Loan Calculator

Calculate balloon loan payments and final payment

Credit Card Calculator

Calculate credit card payoff time and interest costs

Debt Payoff Calculator

Create a complete debt payoff plan

Minimum Payment Calculator

See the true cost of making only minimum payments

Debt Snowball Calculator

Pay off debts smallest-first using the snowball method

Debt Avalanche Calculator

Pay off debts highest-interest-first to minimize total cost

Boat Loan Calculator

Calculate monthly boat and marine loan payments

RV Loan Calculator

Calculate recreational vehicle loan payments

Medical Debt Calculator

Plan medical bill payment schedules

Loan Comparison Calculator

Compare two loan offers side by side

Home Improvement Loan Calculator

Calculate home renovation and improvement loan payments

Interest Rate Calculator

Find the implied interest rate from loan amount, payment, and term

Business Loan Calculator

Calculate business loan payments and total cost with fees

Auto Lease Calculator

Estimate monthly lease payments for a vehicle

Investing

29 tools

Compound Interest Calculator

See how investments grow over time with compound interest

Investment Calculator

Calculate investment returns with regular contributions

Retirement Calculator

Plan for a comfortable retirement with savings projections

Interest Calculator

Calculate simple and compound interest on deposits

Future Value Calculator

Calculate the future value of investments and savings

Present Value Calculator

Calculate the present value of future money

ROI Calculator

Calculate return on investment percentage and profit

SIP Calculator

Calculate systematic investment plan returns

Bond Yield Calculator

Calculate bond yields, coupon payments, and returns

Inflation Calculator

Calculate inflation impact on purchasing power over time

Savings Goal Calculator

Plan how to reach your savings goal on time

401(k) Calculator

Plan your 401(k) retirement savings with employer match

Social Security Calculator

Estimate Social Security retirement benefits

IRA Calculator

Compare Traditional vs Roth IRA growth and tax benefits

Roth IRA Conversion Calculator

Calculate the tax impact of Roth IRA conversion

Annuity Calculator

Calculate annuity payouts and accumulation values

DRIP Calculator

Calculate dividend reinvestment plan returns over time

CD Calculator

Calculate certificate of deposit maturity value and APY

Stock Return Calculator

Calculate stock investment returns with dividends

529 College Savings Calculator

Plan for education costs with a 529 savings plan

RMD Calculator

Calculate required minimum distributions from retirement accounts

Net Worth Calculator

Calculate your total net worth from assets and liabilities

FIRE Calculator

Calculate your path to Financial Independence, Retire Early

Emergency Fund Calculator

Calculate how much to save for an emergency fund

Simple Interest Calculator

Calculate simple interest on a principal amount

Mutual Fund Calculator

Project mutual fund growth with expense ratio impact

IRR Calculator

Calculate internal rate of return for investment cash flows

Payback Period Calculator

Determine how long until an investment pays for itself

Annuity Payout Calculator

Calculate periodic payouts from an annuity balance

Tax

17 tools

Insurance

4 tools

Other

10 tools

Precise Calculations

All calculators use industry-standard formulas and Decimal.js for financial precision

Export & Share

Download results as PDF, Excel, CSV, or HTML for your records

Always Free

No registration required. All tools are completely free to use