APR Calculator
Calculate annual percentage rate including fees and costs.
Calculator Inputs
Enter your details and click "Calculate" to see your results
About This Calculator
Calculate annual percentage rate including fees and costs. This calculator helps you make informed financial decisions by providing accurate calculations and detailed breakdowns.
Use this tool to plan your finances, compare options, and understand the long-term impact of your financial decisions.
APR Formulas & Equations
APR Formula
- Fees = Total loan fees and costs
- Interest = Total interest paid over loan term
- Principal = Loan amount
- n = Number of days in loan term
APR vs Interest Rate
APR is always higher than the interest rate because it includes fees and costs.
Example
$200,000 loan at 6% with $5,000 in fees for 30 years:
- • Interest rate: 6.000%
- • Fee impact: ~0.167% annually
- • APR: ~6.167%
Frequently Asked Questions
How accurate are these calculations?
Our calculators use industry-standard formulas and are designed to provide accurate estimates. However, actual results may vary based on your specific situation and lender terms.
Can I trust these results?
Yes, our calculations are based on proven financial formulas. However, always consult with a financial advisor for personalized advice.