FHA Loan Rates
Government-backed loans with lower down payment requirements. Great for first-time buyers.
Sunday, May 17, 2026
Current Average Rate
10-Week Low
6.19%
10-Week High
6.55%
Rate History
Compare Lender Rates
| Lender | Rate | APR | Points | Est. Payment* | Fees |
|---|---|---|---|---|---|
National Bank | 6.38% | 7.25% | 0.5 | $1,872/mo | $2,800 |
Credit Union Plus | 6.25% | 7.16% | 1 | $1,847/mo | $3,500 |
Mortgage Direct | 6.50% | 7.31% | None | $1,896/mo | $2,200 |
Home Finance CoBest | 6.13% | 7.07% | 1.5 | $1,822/mo | $4,200 |
First Liberty | 6.63% | 7.40% | None | $1,921/mo | $1,900 |
*Based on $300,000 loan amount. Rates are samples for illustration purposes. Actual rates vary.
About FHA Loan Rates
Government-backed loans with lower down payment requirements. Great for first-time buyers. The current average rate is 6.50%, which has decreased compared to last week.
Over the past 10 weeks, rates have ranged from a low of 6.19% to a high of 6.55%, a spread of 0.36 percentage points.
Rates Are Samples
Rates shown are for informational purposes. Your actual rate depends on credit score, down payment, loan amount, property type, and lender. Always compare multiple offers.
Calculate Your FHA Loan Payment
See exactly how today's fha loan rates affect your monthly payment, total interest, and affordability.