Jumbo Loan Rates
For loan amounts exceeding conforming limits. Higher rates but necessary for luxury properties.
Sunday, May 17, 2026
Current Average Rate
10-Week Low
6.85%
10-Week High
7.22%
Rate History
Compare Lender Rates
| Lender | Rate | APR | Points | Est. Payment* | Fees |
|---|---|---|---|---|---|
Chase Private | 7.00% | 7.14% | 0.5 | $4,662/mo | $4,500 |
Wells Fargo | 6.88% | 7.05% | 1 | $4,604/mo | $5,200 |
Bank of America | 7.13% | 7.20% | None | $4,720/mo | $3,800 |
Citi PrivateBest | 6.75% | 6.96% | 1.5 | $4,546/mo | $6,000 |
First Republic | 7.25% | 7.30% | None | $4,778/mo | $3,500 |
*Based on $300,000 loan amount. Rates are samples for illustration purposes. Actual rates vary.
About Jumbo Loan Rates
For loan amounts exceeding conforming limits. Higher rates but necessary for luxury properties. The current average rate is 7.13%, which has decreased compared to last week.
Over the past 10 weeks, rates have ranged from a low of 6.85% to a high of 7.22%, a spread of 0.37 percentage points.
Rates Are Samples
Rates shown are for informational purposes. Your actual rate depends on credit score, down payment, loan amount, property type, and lender. Always compare multiple offers.
Calculate Your Jumbo Loan Payment
See exactly how today's jumbo loan rates affect your monthly payment, total interest, and affordability.