Updated Weekly

30-Year Fixed Rates

The most popular mortgage option offering stability and predictable payments over 30 years.

Sunday, May 17, 2026

Current Average Rate

6.88%

-0.07% vs last week

10-Week Low

6.60%

10-Week High

6.94%

Rate History

Jan 1Feb 5Mar 4

Compare Lender Rates

Lender	Rate	APR	Points	Est. Payment*	Fees
National Bank	6.75%	6.89%	0.5	$1,946/mo	$2,500
Credit Union Plus	6.63%	6.80%	1	$1,921/mo	$3,200
Mortgage Direct	6.88%	6.95%	None	$1,972/mo	$1,800
Home Finance CoBest	6.50%	6.71%	1.5	$1,896/mo	$4,000
First Liberty	6.99%	7.04%	None	$1,995/mo	$1,500

*Based on $300,000 loan amount. Rates are samples for illustration purposes. Actual rates vary.

30-Year Fixed Tips

Most popular mortgage — offers the lowest monthly payment spread over 30 years

Rate is locked in for the full term, protecting you from market fluctuations

You'll pay significantly more total interest compared to a 15-year mortgage

Consider making extra principal payments to reduce total interest cost

Great for buyers planning to stay in their home long-term

Refinancing can lock in a lower rate if market rates drop

About 30-Year Fixed Rates

The most popular mortgage option offering stability and predictable payments over 30 years. The current average rate is 6.88%, which has decreased compared to last week.

Over the past 10 weeks, rates have ranged from a low of 6.60% to a high of 6.94%, a spread of 0.34 percentage points.

Rates Are Samples

Rates shown are for informational purposes. Your actual rate depends on credit score, down payment, loan amount, property type, and lender. Always compare multiple offers.